CreativEnergynj

Most people envision meeting their soulmate and live happily ever after.  However, this dream could be crushed by a divorce for various reasons.  Going through a divorce or legal separation is a complex and overwhelming ordeal. Whether you are the one filing for the divorce or the one receiving the divorce papers, here are 4[...]

Are you planning to move to another country? Thousands of Americans decide to move overseas for diverse reasons every year.  Some take that leap of faith because they long to explore the world and visit other places.  While others move for work related reasons.  Whether for pleasure or business reasons, there is a checklist to[...]

As with any other property, a vehicle needs to have the appropriate documents testifying of its ownership, and the title is one of those.  A car title is the document that establishes ownership.  It goes without saying that every time a vehicle changes ownership, a new title has to be issued to appoint the new[...]

Since the beginning of time, people have been traveling and immigrating to other nations for various reasons.  The United States is reputed for being a nation of immigrants and a melting pot.  Thus, the United States Citizenship and Immigration Services (USCIS) is the agency in charge of granting visas and other immigration benefits.  For any[...]

The spring season marks the beginning of the wedding season.  It is well-known that the month of May is one of the most popular wedding months with 11 percent of couples marrying.  It may be due to the feeling of renewal and rebirth that spring brings and also to the warmer weather.  A wedding ceremony[...]

We hear more and more the term “reverse mortgage” in the financial world as a way to escape hardship.  However, are reverse mortgages a good solution in case of financial struggles?   Reverse mortgages are loans available to people over 62 wanting to borrow against the value of their homes.  Senior citizens soliciting this service are[...]

Spring is upon us along with the proverbial “Spring Cleaning”.  It is a time when people frantically declutter and deep clean their houses as a way to welcome the new season and say goodbye to the harsh and cold winter season.  While the trees and plants are coming back to life, and the weather warms[...]

Are you planning to travel out of the country with your family? Chances are, you would need a passport as a travel document to do so.  A passport is a travel document, issued by the government that certifies the identity and nationality of its holder mostly for the purpose of international travel. While it is[...]

Getting a house foreclosed on represents any homeowner’s nightmare.  However, many factors can lead to this unfortunate event.  Some foreclosures may be caused by the homeowners’ loss of income, a sickness or another type of life-changing event.  We all know that ensuring a roof for ourselves and our family is paramount to life’s basic needs.[...]

The subject of writing a will is not very popular because it reminds us of one’s mortality, however it is of the utmost importance to do so. A will ensures the legal protection and distribution of assets to family, friends or any other entity.  It also spells out exactly how things should be handled after[...]